What is Key Man Insurance?

Key man life insurance , also known as key employee or key person insurance, is a life insurance policy used to protect a business from the death of a key employee.

Why Get Key Man Insurance?

Key man insurance is most often used in small–to–medium–sized businesses where the death of a key employee could severely affect the stability or profitability of the company.

Many companies do not survive the death of a key employee because the knowledge, skills, contacts, or business relationships of the key person are so hard to replace.

A key man life insurance policy will give your company the buffer it needs to survive the death of a key man.

Who Should Get Key Man Insurance?

If the death of you or any of your employees could cripple your company to the point of failure, then a key man insurance policy is something you should seriously consider.

Life Insurance Isn't For People

Who Die It's For People Who Live

Life Insurance

Ask yourself: How would my family or business survive if I died?

This can be a sobering question with an even more sobering answer. Fortunately, there are ways to protect those you love from financial crisis.

At Wholesale Insurance, we are dedicated to helping people find the best life insurance for their families and businesses. For over 35 years, Wholesale Insurance and our parent company have been helping people like you get the life insurance they need to protect the ones they love. In an ever-changing world, finding a little peace of mind can be priceless — and life insurance offers peace of mind.

Our licensed customer service representatives are NOT sales people. They are dedicated to helping you find exactly what you need in a no-hassle, no-pressure environment. We think buying life insurance should be easy, so we make it easy. Get your quote now and apply online. Remember, life insurance isn't for people who die; it's for people who live!

Universal Life Insurance
Permanent Insurance Comparison

Universal Life Insurance
What is Universal Life Insurance?

Universal Life Insurance is permanent insurance that's main feature is flexibility. You can change your premium and death benefit at any time, although an increase in death benefit usually requires you to prove you are still in good health. Because of the accumulation cash account included in the policy, some people refer to this as term insurance and invest the difference all in one policy. With lifetime guaranteed death benefits available from many companies, universal life insurance can be the least expensive way to guarantee a death benefit that is payable to your age 100 and beyond, all with guaranteed premiums that can be structured to continue for just a few years or to age 100 based on your desires.
What We Do: Universal Life Insurance Comparison

Wholesaleinsurance.net can walk you through the process right from the start by offering you universal life insurance quotes and a universal life insurance comparison. And because of the flexibility of this type of insurance, we can help you design your Universal Life permanent insurance premiums to look like:

* a whole life policy with high cash values and guaranteed death benefit,
* a policy with much lower premiums and cash values with a death benefit guaranteed to age 100 and beyond, or
* a policy specially designed to meet your unique needs

Complete the form above for your instant permanent insurance comparison of the most popular universal life policies with guaranteed level premiums and a death benefit guaranteed to age 100 and beyond. And call us with any questions you may have at 1-800-823-4852 from 8 a.m. to 5 p.m. Pacific Time, Monday through Friday.